Head-to-head
Wise vs WorldRemit
Fees, speed, and ratings compared side by side.
| Feature | Wise | WorldRemit |
|---|---|---|
| Overall rating | 4.7 / 5 | 4.2 / 5 |
| Typical fees | 0.45% | ~2.49 |
| FX markup | 0.3% | 1.3% |
| Transfer speed | Within hours | Same day |
| App rating (iOS / Android) | 4.8 / 4.6 | 4.7 / 4.5 |
| Supported currencies | 25 currencies supported | 15 currencies supported |
| Cash pickup | No | Yes |
| Mobile wallet payout | Yes | Yes |
| Multi-currency account | Yes | No |
| Business accounts | Yes | No |
Pros & cons
Wise
Wise built its reputation on charging the real mid-market exchange rate and a small, upfront fee instead of folding a markup into the rate.
Pros
- Consistently the smallest FX markup in this comparison
- Fee is shown in full before you confirm
- Multi-currency account holds 40+ currencies at once
Cons
- No cash pickup option
- Fees rise for card-funded transfers
- Occasional extra verification for large first-time transfers
WorldRemit
WorldRemit specializes in remittances with one of the widest mobile-money and cash pickup payout networks in its focus corridors.
Pros
- Extensive mobile wallet payout network
- Cash pickup available in most receive corridors
- Clear fixed fee shown before sending
Cons
- FX markup runs higher than multi-currency specialists
- Narrower send-currency coverage
- No business accounts
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