Head-to-head
Remitly vs XE
Fees, speed, and ratings compared side by side.
| Feature | Remitly | XE |
|---|---|---|
| Overall rating | 4.5 / 5 | 4.4 / 5 |
| Typical fees | ~1.99 | 0% |
| FX markup | 1.2% | 0.8% |
| Transfer speed | Same day | Next day |
| App rating (iOS / Android) | 4.9 / 4.7 | 4.8 / 4.6 |
| Supported currencies | 14 currencies supported | 25 currencies supported |
| Cash pickup | Yes | No |
| Mobile wallet payout | Yes | No |
| Multi-currency account | No | Yes |
| Business accounts | No | Yes |
Pros & cons
Remitly
Remitly focuses squarely on remittance corridors, pairing cash pickup and mobile wallet payout with an express option for urgent transfers.
Pros
- Cash pickup and mobile wallet payout in most corridors
- Express tier delivers in minutes on popular routes
- Highly rated mobile app for first-time senders
Cons
- Narrower currency coverage than multi-currency players
- Express speed carries a higher markup than economy transfers
- No business accounts
XE
XE is best known for its currency converter, and backs its transfer product with decades of FX data and no fixed transfer fee.
Pros
- No fixed fee on transfers
- Long track record and brand recognition in FX
- Multi-currency account available alongside transfers
Cons
- No cash pickup or mobile wallet payout
- Typically next-day rather than same-day delivery
- Rate markup trails the cheapest specialists
See today's live rates
Run both providers through the calculator with your own amount.
Live comparison
No providers available for this route