Head-to-head
Payoneer vs Revolut
Fees, speed, and ratings compared side by side.
| Feature | Payoneer | Revolut |
|---|---|---|
| Overall rating | 4.1 / 5 | 4.3 / 5 |
| Typical fees | 0% | 0.3% |
| FX markup | 2% | 0.5% |
| Transfer speed | 2–4 days | Minutes |
| App rating (iOS / Android) | 4.6 / 4.4 | 4.7 / 4.3 |
| Supported currencies | 16 currencies supported | 25 currencies supported |
| Cash pickup | No | No |
| Mobile wallet payout | Yes | Yes |
| Multi-currency account | Yes | Yes |
| Business accounts | Yes | Yes |
Pros & cons
Payoneer
Payoneer is best known as a payout rail for freelancers and online sellers, with a borderless multi-currency account rather than a single consumer transfer product.
Pros
- Strong fit for marketplace and freelance platform payouts
- Holds and withdraws multiple currencies from one account
- Mature business and invoicing tools
Cons
- One of the higher FX markups in this comparison
- Flat withdrawal fee regardless of transfer size
- Slower bank withdrawal times than dedicated transfer apps
Revolut
Revolut is built around its own app and card, with free transfers between Revolut users and a paid plan structure for everyone else.
Pros
- Near-instant between two Revolut accounts
- Transfers sit next to everyday spending and budgeting tools
- No fixed fee on standard transfers
Cons
- FX markup is higher than dedicated transfer specialists
- Best pricing requires a paid subscription tier
- No cash pickup option
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