Head-to-head
OFX vs Remitly
Fees, speed, and ratings compared side by side.
| Feature | OFX | Remitly |
|---|---|---|
| Overall rating | 4.4 / 5 | 4.5 / 5 |
| Typical fees | 0% | ~1.99 |
| FX markup | 0.9% | 1.2% |
| Transfer speed | Next day | Same day |
| App rating (iOS / Android) | 4.5 / 4.2 | 4.9 / 4.7 |
| Supported currencies | 25 currencies supported | 14 currencies supported |
| Cash pickup | No | Yes |
| Mobile wallet payout | No | Yes |
| Multi-currency account | No | No |
| Business accounts | Yes | No |
Pros & cons
OFX
OFX waives fixed fees entirely and leans on dedicated rate specialists, which tends to pay off most on larger, less time-sensitive transfers.
Pros
- No fixed transfer fee on any corridor
- Phone-based rate guidance for large transfers
- Wide currency coverage for a non-app-first provider
Cons
- No mobile wallet or cash pickup payout
- Rate markup is less competitive on smaller amounts
- Slower than same-day specialists
Remitly
Remitly focuses squarely on remittance corridors, pairing cash pickup and mobile wallet payout with an express option for urgent transfers.
Pros
- Cash pickup and mobile wallet payout in most corridors
- Express tier delivers in minutes on popular routes
- Highly rated mobile app for first-time senders
Cons
- Narrower currency coverage than multi-currency players
- Express speed carries a higher markup than economy transfers
- No business accounts
See today's live rates
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Live comparison
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